Step-Up SIP Calculator

Step-up SIP Future Value

Compare a normal SIP (constant amount) vs a step-up SIP (amount increases every year). Outputs are indicative and for informational use only.

Annual step-up Month-by-month calc
Starting SIP Amount (₹) ₹10,000
Investment Period (Years) 20 years
Assumed Return (% p.a.) 15% p.a.
Annual Step-Up (% per year) 15% / year

Results (Comparison)

Indicative
Normal SIP — Total Invested
₹0
Normal SIP — Estimated Value
₹0
Step-up SIP — Total Invested
₹0
Step-up SIP — Estimated Value
₹0
Extra Invested (Step-up vs Normal)
₹0
Benefit gained through Step-up
₹0
SIP in Final Year (Monthly)
₹0

How “Benefit gained” is computed: Benefit = (Step-up FV − Normal FV) − (Step-up Invested − Normal Invested). This highlights the extra wealth potentially created beyond the extra amount contributed.

Disclaimer: Returns are not guaranteed. This is a simplified estimate for informational use only.

Our vision is to help individuals work towards building their first 1 crore and beyond through structured financial planning, disciplined investing, and a strong focus on long-term capital protection while remaining resilient across market cycles. WhiteBarn Capital operates as an AMFI-registered Mutual Fund distributor.

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Mutual Fund investments are subject to market risks. Investors are advised to read all scheme-related documents carefully before investing. Past performance does not guarantee future results.

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